{"id":2206126,"date":"2024-08-12T18:04:19","date_gmt":"2024-08-12T09:04:19","guid":{"rendered":"https:\/\/koreapro.org\/?p=2206126"},"modified":"2024-08-13T19:10:48","modified_gmt":"2024-08-13T10:10:48","slug":"loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector","status":"publish","type":"post","link":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/","title":{"rendered":"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector"},"content":{"rendered":"

The chairman of Woori Financial Group Inc. publicly <\/span>apologized<\/span><\/a> on Monday for the improper extension of loans totaling about $45 million (61.6 billion won) by Woori Bank to relatives of former chairman Son Tae-seung.<\/span><\/p>\n

These loans, issued from <\/span>April 2020 to Jan. 2024<\/span><\/a>, were found to have bypassed standard screening processes. Of particular concern was $25.5 million (35 billion won) in loans granted without proper documentation, collateral verification or adherence to internal review processes\u200b, reflecting severe governance lapses within the institution.<\/span><\/p>\n

But while the current controversy has focused on Woori Bank, the problems that the incident have highlighted are systemic in South Korea\u2019s financial sector, where the concentration of power and weak internal controls have repeatedly raised concern and undermined investor confidence.<\/span><\/p>\n

WHAT HAPPENED<\/b><\/p>\n

Prior to Son taking over as head of Woori Financial Group in 2020, loans to his relatives amounted to only $3.3 million (4.5 billion won).<\/span><\/p>\n

But this figure increased significantly during his time in office, raising concerns about potential conflicts of interest and the integrity of governance practices within the bank.<\/span><\/p>\n

This was not the first time Woori Bank had faced issues related to governance and internal control failures. The institution has a history of such incidents, which have repeatedly exposed weaknesses in its oversight mechanisms.<\/span><\/p>\n

For instance, the bank was embroiled in a major embezzlement case in 2022 where an employee exploited gaps in the bank\u2019s oversight mechanisms to misappropriate nearly $510.6 million (<\/span>700 billion won<\/span><\/a>) over several years.<\/span><\/p>\n

\"\"

A briefcase full of cash | Image: Korea Pro<\/em><\/p><\/div>\n

The governance challenges at Woori Bank are indicative of broader systemic issues within South Korea\u2019s financial sector, where the concentration of power makes conflicts of interest more common and where internal controls may be insufficient to prevent governance failures.<\/span><\/p>\n

For example, <\/span>KB Kookmin Bank<\/span><\/a>, another major financial institution, has faced several incidents of internal fraud and improper loan practices.<\/span><\/p>\n

In one case, an employee at the bank\u2019s Daegu branch inflated borrowers\u2019 income levels to increase loan amounts from Aug. 2020 to March this year, resulting in unauthorized loans totaling about $8.1 million (11.14 billion won).<\/span><\/p>\n

Another case involved the overvaluation of collateral for loans worth about $7.6 million (10.4 billion won) at a branch in Anyang, which also went undetected for an extended period\u200b.<\/span><\/p>\n

Similarly, a <\/span>2018 hiring scandal<\/span><\/a> implicated several major South Korean banks, including KEB Hana Bank and KB Kookmin Bank, for manipulating hiring processes to favor candidates with connections to bank executives and other influential figures.<\/span><\/p>\n

REGULATORY AND GOVERNANCE ISSUES<\/b><\/p>\n

The Financial Supervisory Service (FSS) plays a critical role in monitoring and enforcing compliance within South Korea\u2019s financial sector. It is responsible for supervising financial institutions and ensuring they adhere to legal and regulatory standards, particularly concerning governance and internal controls.<\/span><\/p>\n

In addition, the Financial Services Commission (FSC) works alongside the FSS to implement financial policies, supervise financial markets and maintain overall stability within the sector\u200b.<\/span><\/p>\n

Despite the appearance of a robust regulatory framework, the effectiveness of these bodies has repeatedly been called into question, particularly in light of recent financial scandals.<\/span><\/p>\n

One of the key challenges the FSS faces is enforcing regulations related to conflicts of interest and internal controls. The Woori Bank scandal is a stark example of how these challenges manifest. Despite existing regulations, the concentration of authority within the bank\u2019s leadership led to significant governance failures.<\/span><\/p>\n

As a result, the FSS often faces <\/span>criticism<\/span><\/a> for its perceived reactive approach, intervening only after significant issues have surfaced rather than proactively preventing them\u200b.<\/span><\/p>\n

Moreover, the FSS has faced difficulties in implementing consistent financial oversight. While the FSS has imposed fines and sanctions in response to misconduct, such as the <\/span>$382,000 (524 million won) fine<\/span><\/a> on OK Savings Bank for failing to maintain accurate financial records, these measures are often seen as insufficient deterrents\u200b.<\/span><\/p>\n

These governance issues have broader implications for the integrity of the financial sector and investor confidence.<\/span><\/p>\n

\"\"

Financial Supervisory Service, May 28, 2024 | Image: Wikimedia Commons<\/a><\/em><\/p><\/div>\n

FUTURE PLANS<\/b><\/p>\n

In response to the scandal involving Woori Bank, the FSS <\/span>committed<\/span><\/a> to several immediate actions aimed at rectifying the situation.<\/span><\/p>\n

The financial regulator plans to conduct thorough legal reviews to identify potential violations of financial regulations and conflicts of interest associated with the improper loans issued by Woori Bank. Based on the findings, the FSS intends to proceed with sanctions against those responsible, ensuring that accountability is maintained within the institution.<\/span><\/p>\n

Additionally, the FSS will notify law enforcement authorities about any evidence of criminal activities uncovered during their inspection, such as document forgery and fraud.<\/span><\/p>\n

The FSS emphasized its ongoing efforts to improve governance structures within financial institutions, a process that has been in progress since 2023. This includes refining the governance frameworks of holding companies and banks, with particular attention to enhancing internal controls and ensuring that similar governance failures do not recur.<\/span><\/p>\n

The FSS also aims to refine loan approval and management processes across the financial sector, incorporating the lessons learned from the Woori Bank scandal.<\/span><\/p>\n

TOO LITTLE, TOO LATE<\/b><\/p>\n

However, the FSS response appears to be narrowly concentrated on immediate legal and procedural actions rather than addressing the systemic problems that allowed such governance failures to occur in the first place. The emphasis on punitive measures does not fully address the need for comprehensive regulatory reforms that could prevent similar incidents in the future.<\/span><\/p>\n

To truly tackle these issues, there is a pressing need for the FSS to adopt a more proactive and expansive approach. This could include implementing stricter oversight mechanisms, enhancing transparency and fostering a culture of accountability within financial institutions.<\/span><\/p>\n

By focusing more on preventive measures, such as rigorous audits and continuous monitoring, the FSS could help ensure that potential issues are identified and resolved before they escalate into significant scandals.<\/span><\/p>\n

Further, the FSS\u2019s current approach may fall short of restoring investor confidence. Governance failures have repeatedly shaken the financial sector in South Korea, and without broader reforms, the risk of similar issues recurring remains significant.<\/span><\/p>\n

Enhanced regulatory oversight, combined with a more proactive stance on governance, will likely be essential in rebuilding trust in South Korea\u2019s financial institutions and ensuring long-term stability within the sector.<\/span><\/p>\n

Edited by Bryan Betts<\/span><\/i><\/p>\n

Business & Economy<\/span><\/a>Domestic Politics<\/span><\/a><\/div>","protected":false},"excerpt":{"rendered":"

The chairman of Woori Financial Group Inc. publicly apologized on Monday for the improper extension of loans totaling about $45 million (61.6 billion won) by Woori Bank to relatives of former chairman Son Tae-seung. These loans, issued from April 2020 to Jan. 2024, were found to have bypassed standard screening processes. Of particular concern was […]<\/p>\n","protected":false},"author":10407,"featured_media":2206127,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[24,27],"class_list":["post-2206126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analysis","tag-business-economy","tag-domestic-politics"],"yoast_head":"\nLoan scandal at Woori Bank highlights systemic issues in ROK financial sector - Korea Pro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector - Korea Pro\" \/>\n<meta property=\"og:description\" content=\"The chairman of Woori Financial Group Inc. publicly apologized on Monday for the improper extension of loans totaling about $45 million (61.6 billion won) by Woori Bank to relatives of former chairman Son Tae-seung. These loans, issued from April 2020 to Jan. 2024, were found to have bypassed standard screening processes. Of particular concern was […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\" \/>\n<meta property=\"og:site_name\" content=\"Korea Pro\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/nknewsorg\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-12T09:04:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-13T10:10:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/koreapro.org\/wp-content\/uploads\/sites\/6\/2024\/08\/feature-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1870\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"johnleenknews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@southkoreapro\" \/>\n<meta name=\"twitter:site\" content=\"@southkoreapro\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Lee\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\"},\"author\":{\"name\":\"johnleenknews\",\"@id\":\"https:\/\/koreapro.org\/#\/schema\/person\/628fb985625ed7bb2c475bed33f6445f\"},\"headline\":\"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector\",\"datePublished\":\"2024-08-12T09:04:19+00:00\",\"dateModified\":\"2024-08-13T10:10:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\"},\"wordCount\":1034,\"publisher\":{\"@id\":\"https:\/\/koreapro.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png\",\"keywords\":[\"Business & Economy\",\"Domestic Politics\"],\"articleSection\":[\"Analysis\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\",\"url\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\",\"name\":\"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector - Korea Pro\",\"isPartOf\":{\"@id\":\"https:\/\/koreapro.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png\",\"datePublished\":\"2024-08-12T09:04:19+00:00\",\"dateModified\":\"2024-08-13T10:10:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage\",\"url\":\"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png\",\"contentUrl\":\"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png\",\"width\":1870,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/koreapro.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/koreapro.org\/#website\",\"url\":\"https:\/\/koreapro.org\/\",\"name\":\"Korea Pro\",\"description\":\"Be smart about South Korea. Up-to-date analysis on foreign relations, politics, society and economy. Made by the producers of NK PRO and NK News.\",\"publisher\":{\"@id\":\"https:\/\/koreapro.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/koreapro.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/koreapro.org\/#organization\",\"name\":\"Korea Pro\",\"url\":\"https:\/\/koreapro.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/koreapro.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2022\/11\/logo.png\",\"contentUrl\":\"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2022\/11\/logo.png\",\"width\":360,\"height\":50,\"caption\":\"Korea Pro\"},\"image\":{\"@id\":\"https:\/\/koreapro.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/nknewsorg\/\",\"https:\/\/x.com\/southkoreapro\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector - Korea Pro","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/","og_locale":"en_US","og_type":"article","og_title":"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector - Korea Pro","og_description":"The chairman of Woori Financial Group Inc. publicly apologized on Monday for the improper extension of loans totaling about $45 million (61.6 billion won) by Woori Bank to relatives of former chairman Son Tae-seung. These loans, issued from April 2020 to Jan. 2024, were found to have bypassed standard screening processes. Of particular concern was […]","og_url":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/","og_site_name":"Korea Pro","article_publisher":"https:\/\/www.facebook.com\/nknewsorg\/","article_published_time":"2024-08-12T09:04:19+00:00","article_modified_time":"2024-08-13T10:10:48+00:00","og_image":[{"width":1870,"height":1000,"url":"https:\/\/koreapro.org\/wp-content\/uploads\/sites\/6\/2024\/08\/feature-4.png","type":"image\/png"}],"author":"johnleenknews","twitter_card":"summary_large_image","twitter_creator":"@southkoreapro","twitter_site":"@southkoreapro","twitter_misc":{"Written by":"John Lee","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#article","isPartOf":{"@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/"},"author":{"name":"johnleenknews","@id":"https:\/\/koreapro.org\/#\/schema\/person\/628fb985625ed7bb2c475bed33f6445f"},"headline":"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector","datePublished":"2024-08-12T09:04:19+00:00","dateModified":"2024-08-13T10:10:48+00:00","mainEntityOfPage":{"@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/"},"wordCount":1034,"publisher":{"@id":"https:\/\/koreapro.org\/#organization"},"image":{"@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage"},"thumbnailUrl":"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png","keywords":["Business & Economy","Domestic Politics"],"articleSection":["Analysis"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/","url":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/","name":"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector - Korea Pro","isPartOf":{"@id":"https:\/\/koreapro.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage"},"image":{"@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage"},"thumbnailUrl":"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png","datePublished":"2024-08-12T09:04:19+00:00","dateModified":"2024-08-13T10:10:48+00:00","breadcrumb":{"@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#primaryimage","url":"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png","contentUrl":"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2024\/08\/feature-4.png","width":1870,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/koreapro.org\/2024\/08\/loan-scandal-at-woori-bank-highlights-systemic-issues-in-rok-financial-sector\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/koreapro.org\/"},{"@type":"ListItem","position":2,"name":"Loan scandal at Woori Bank highlights systemic issues in ROK financial sector"}]},{"@type":"WebSite","@id":"https:\/\/koreapro.org\/#website","url":"https:\/\/koreapro.org\/","name":"Korea Pro","description":"Be smart about South Korea. Up-to-date analysis on foreign relations, politics, society and economy. Made by the producers of NK PRO and NK News.","publisher":{"@id":"https:\/\/koreapro.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/koreapro.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/koreapro.org\/#organization","name":"Korea Pro","url":"https:\/\/koreapro.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/koreapro.org\/#\/schema\/logo\/image\/","url":"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2022\/11\/logo.png","contentUrl":"https:\/\/assets.korearisk.com\/uploads\/sites\/6\/2022\/11\/logo.png","width":360,"height":50,"caption":"Korea Pro"},"image":{"@id":"https:\/\/koreapro.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/nknewsorg\/","https:\/\/x.com\/southkoreapro"]}]}},"_links":{"self":[{"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/posts\/2206126"}],"collection":[{"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/users\/10407"}],"replies":[{"embeddable":true,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/comments?post=2206126"}],"version-history":[{"count":1,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/posts\/2206126\/revisions"}],"predecessor-version":[{"id":2206130,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/posts\/2206126\/revisions\/2206130"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/media\/2206127"}],"wp:attachment":[{"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/media?parent=2206126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/categories?post=2206126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/koreapro.org\/wp-json\/wp\/v2\/tags?post=2206126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}